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Retirement income planning is a crucial aspect for expats in the GCC region.

Here are some key points to consider:

1.    Make a Plan: Start by setting clear aspirations for your retirement, including where you want to be located1.

2.    Savings and Investments: The best retirement plans involve a range of things: savings, investment schemes, property2.

3.    End-of-Service Gratuity: Many residents mistakenly think the end-of-service will cover their needs in the long term. End-of-service is equivalent to two years of salary after 25 years of service, while you really need more than 10 times your salary for retirement2.

4.    Pension or Savings Plans: There’s a lack of access to pension or savings plans in the UAE2.5.    Lifestyle Choices: Your lifestyle choices will significantly impact your retirement planning1.

Image by Towfiqu barbhuiya
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